Terms of Service

1.1These general terms of use ("Terms") constitute a legally binding agreement between you and 7th Street Research, Co. (Stampt) a company incorporated and existing under the laws of Delaware.

1.2Stampt is referred as "Stampt", "we", "us" and "our" in these Terms and Conditions, other customer disclosure documents our App and on our websites.

1.3Stampt operates certain websites including this website, mobile applications and other applications, collectively referred to as the "Stampt Platform" or "Platform".

1.4Stampt does not authorise the replication, duplication or in any other way copying of information about our product offerings or Stampt in any form unless if expressly authorised by Stampt, except for personal, non-commercial social sharing.

1.5The Platform provides access to the services offered by Stampt and/or its subsidiaries and affiliates. These websites will be updated to reflect the different product offerings available to users

1.6We are a technology company, not a bank or fund manager or credit provider and your deposits are not guaranteed by the regulators or any other scheme. Digital assets held on the Platform / App are not covered by any statutory or governmental deposit insurance scheme (such as the FDIC in the United States, FSCS in the United Kingdom, or equivalent schemes in other jurisdictions). In the event of loss, you may have no recourse or compensation right against Stampt, its affiliates, or any governmental body.

1.7Stampt is not licensed or regulated as a financial services provider in any jurisdiction unless explicitly stated otherwise. You acknowledge and agree that the availability of the Platform and Services does not imply that Stampt is licensed, authorized, or regulated in your jurisdiction. It is solely your responsibility to ensure that your use of the Platform / App and Services is lawful in your place of residence and to determine and comply with any applicable requirements or prohibitions. Stampt disclaims all responsibility for your failure to comply with such laws or regulations.

1.8These Terms apply to any person that registers and / or holds an Account with Stampt through the App (the "App").

1.9These Terms govern your use of the Platform / App and services provided to you through the Platform / App ("Services") in relation to coins, tokens, crypto, digital currency, or digital assets of the like (collectively, referred to as "digital assets" or "cryptocurrency").

1.10By accessing or using the Platform / App you agree to be bound by these Terms and our Privacy Policy. You should immediately cease using the Platform / App if you do not agree to these Terms.

1.11By clicking "I Agree" or downloading our App, registering and creating an account or accessing or using any part of the Platform or App or Services, you agree to be bound by the Terms and our Privacy Policy.

1.12No interest or yield will be paid on your balance.

1.13By accessing or using the Services, you agree to comply with the policies expressly identified in the "Docs" section of our website that are clearly designated as applicable to users and incorporated by reference into these Terms (the "Incorporated Policies"). We may update the Incorporated Policies from time to time. If any update materially affects your rights or obligations, we will provide reasonable advance notice through the Services or other appropriate means. Continued use of the Services after the effective date of any update constitutes acceptance of the updated Incorporated Policies.

2.1Information contained in the App, Platform and on the website is general in nature as it has been prepared without taking into account your personal objectives, financial situation or needs.

2.2You should carefully read and consider these Terms, the Risks Warning and Disclaimers and information available on the website and App, and obtain appropriate independent financial, taxation and legal advice, before registering an account or deciding based on information contained on the website and the Platform / App.

3.1You can open and maintain a Stampt account through the Platform / App ("Account").

3.2You can also deposit stablecoins via the Platform / App. Further instructions are provided on the website and Platform / App.

3.3You may withdraw or amend this product at its sole discretion.

3.4We will use a number of external Third-Party Providers to help deliver our solutions and further information can be found in our App and on our website.

3.5Technical Interface Only. The Account provided through the Stampt Platform is a non-custodial software interface that allows you to interact directly with decentralized blockchain networks. Stampt is a technology provider and does not provide "custody and administration of crypto-assets on behalf of third parties" as defined by MiCA or applicable DASP/CASP regulations.

3.6No Discretionary Control. Stampt does not have the technical capability to initiate, execute, or authorize any transaction involving your digital assets without your specific, real-time cryptographic authentication. Every transaction is triggered autonomously by you using your own credentials; Stampt acts only as a medium for communicating these instructions to the blockchain.

3.7By using the Services, you request that the Services begin immediately. You acknowledge that you lose your right of withdrawal (cool-off period) once the service has been fully performed or where the price of the digital assets depends on fluctuations in the financial market which Stampt cannot control.

4.1In order to open an Account, you must be:

4.2Access to the Platform/App is restricted in the following jurisdictions:

4.3The above jurisdictions are collectively referred to as the "Excluded Jurisdictions" in these Terms. This list is subject to change and may be updated to reflect global regulatory shifts. Users are responsible for ensuring compliance with these restrictions.

4.4The following individuals or entities are prohibited from using the Platform/App:

4.5Users must confirm the following:

4.6Use of our Services is conditioned upon compliance with:

4.7Users must continuously ensure:

4.8Stampt reserves the right to enforce these restrictions through measures such as geo-fencing technology. You acknowledge and accept that you will not circumvent these restrictions by using VPN or other similar technology.

4.9Stampt is not obliged to accept all account applications and has sole and absolute discretion to accept or reject applications to open accounts. Stampt has no responsibility or liability towards any applicant unless and until Stampt provides written confirmation that an account has been successfully opened for such an application.

4.10It is your responsibility to make sure your use of the Platform / App does not contravene any laws or regulations in the jurisdiction where you reside or are utilising the Platform / App from.

4.11We reserve the right to lock customer accounts, reject customer transactions and cease offering a product to a customer at its sole discretion.

5.1By opening an Account, you accept and agree that you are solely responsible for understanding and complying with all laws, rules, regulations and requirements of the jurisdiction in which you live or that may be applicable to your use of your Account, including but not limited to, those related to export or import activity, taxes or foreign currency transactions. Depending on your country of residence, you may not be able to use all the functions of the Platform / App.

5.2You also agree and accept that you will not:

5.3By opening a Stampt Account you accept and agree that Stampt may, in its sole discretion, reasonably terminate, suspend or restrict your Account if we reasonably suspect that you may be using the Account in a manner that is inconsistent with the Terms.

5.4You may also terminate the Terms applicable to your Account by deactivating your Account at any time. If these Terms are terminated or suspended for any reason:

5.5You have an obligation to check the recipient details are correct and will be responsible for any errors on your part.

6.1In connection with your use of the Platform / App and Services and by opening an Account, you confirm that you will not participate in Restricted Activities.

6.2The following are considered restricted activities in connection to the Platform / App and Services ("Restricted Activities"):

6.3Stampt employs both manual and automated, internal and external transaction monitoring systems to effectively detect, prevent, and manage potential financial crimes. Individuals associated with illegal activities, including money laundering or terrorism financing, are strictly prohibited from accessing our Platform / App. We request that such individuals do not seek to become customers or utilize our services.

6.4Stampt tracks a comprehensive number of customer and transaction data points, including but not limited to demographics, transaction behaviour, source of funds, IP addresses, device intelligence, geo tracking, adverse media reports, legal and regulatory warnings, Politically Exposed Persons (PEPs) and Sanctions. Stampt also works with local law enforcement agencies to share information and mitigate potential financial crimes.

7.1Stampt may, at its sole discretion, introduce, remove, or modify fees for accessing or using any aspect of the Platform / App or its Services (including, without limitation, subscription fees, per-transaction fees, platform usage fees, or premium feature fees) ("Platform Fees"). Your continued use of the Platform after the fee change becomes effective constitutes your acceptance of the new fees.

7.2If you object to any new or increased Platform Fees, you may terminate your account, otherwise, you will be deemed to have accepted and will be responsible for the new or increased fees.

7.3By accepting these Terms or by accessing or using the Platform or any Service, you expressly agree to pay all applicable Platform Fees as described in the Fees Documentation section of the Site. The Fees Documentation is hereby incorporated into these Terms by reference. You acknowledge that you have read, understand, and agree to be bound by the Fees Documentation, including all fee schedules and related policies.

7.4We may, from time to time, implement and evaluate different fee structures, pricing models, incentives, or promotional programs (collectively, "Fee Models") for the purpose of testing, improving, and optimizing its services, user experience, and market efficiency. Such Fee Models may be applied to a limited number of users, transactions, or regions for a temporary period. The Platform will ensure that any testing is conducted in a fair, reasonable, and non-discriminatory manner, and that no user is subject to materially disadvantageous treatment compared to the standard fees generally applicable at that time.

7.5The Platform will disclose, either through its website, user interface, or applicable transaction summary, the fees applicable to each transaction prior to execution. User agrees that fees may vary between users or transactions as part of such limited testing or promotional initiatives. User acknowledges and agrees that fees charged by the Platform may not be uniform across all users or transactions, and that participation in any testing or promotional Fee Model does not create any right or entitlement to continued or identical pricing in the future.

7.6Certain operations on the Platform / App require on-chain transactions (e.g., transfers, swaps, staking, claims) executed via smart contracts on one or more blockchains. You acknowledge and agree that all such blockchain-level transaction fees (commonly referred to as "gas fees," "network fees," or "miner fees") are set by third-party blockchain networks and are not collected, controlled, or refunded by Stampt.

7.7You are solely responsible for paying all applicable gas fees associated with any blockchain transaction initiated through the Platform / App. Stampt may estimate or display an approximate fee amount before you confirm a transaction, but the final gas fee is determined by the blockchain network at the time of execution.

7.8In the event a transaction you submit fails due to insufficient gas or network congestion, you remain responsible for any gas fees incurred by the attempted transaction. Stampt shall have no liability for any failed transaction costs or delays resulting from network conditions.

8.1Stampt has arrangements in place with third party service providers ("Third Party Service Providers") in order to provide the services and features available to you through your Account and the Platform / App.

8.2Stampt relies in whole or partly, on the continued development and support of the product and services provided by Third-Party Service Providers. Access to the features and functions of the Platform / App may be made conditional upon you consenting, agreeing and meeting the terms and conditions of such Third-Party Service Providers or others and those terms shall govern your use of such services they provide. These may include but are not limited to third party services providers who assist us with our identity verification procedures (see Section 9, Identity Verification).

8.3There is no assurance or guarantee that the Third-Party Service Providers will maintain their support of their products and services, all of which may have a material adverse effect on the features and functions available in the Platform / App.

8.4The Platform / App may contain links to third party vendors, websites, resources and services ("Third-Party Material") not controlled by us. You acknowledge and agree that Stampt is not responsible or liable for (i) availability or accuracy of such Third-Party Material, or (ii) the content, products or services on or available from such Third-Party Material. You acknowledge and hold sole responsibility for and assume all risk arising from your use of any such Third-Party Material.

8.5Third-Party Operational Resilience and Exit:

9.1In order to open an Account, your identity must be verified to deposit fiat or stablecoins into your Account. Stampt implements and maintains high standards of Know Your Customer ("KYC") processes and controls as part of our commitment to combating fraud and assisting in the prevention of money laundering and terrorist financing. Stampt utilises Third-Party Service Providers to perform these checks.

9.2To ensure that we meet the requirements in the Anti-Money Laundering and Counter-Terrorism Financing regulations (collectively, the "AML Laws"), our customers are required to provide certain personal details and documents when opening a Stampt Account ("Identity Verification").

9.3You accept and agree that we may also perform enhanced due diligence ("EDD") procedures in relation to your Account.

9.4Stampt reserves the right to, at any time:

9.5You accept and agree that there may be delays in accessing your Account, or in carrying out transactions through your Account, while we undertake any Identity Verification and/or EDD procedures.

10.1You will remain responsible for, including but not limited to:

10.2We shall have no liability to you for or in connection with any unauthorised access to your Account, where such unauthorised access was due to no fault of us, and/or any failure by you to act upon any notice or alert that we send to you. The security of your Account may be compromised, or interruption caused to it, by phishing, spoofing or other attack, computer viruses, spyware, scareware, Trojan horses, worms or other malware that may affect your computer or other equipment. We strongly recommend being vigilant of potential scams and frauds when it comes to investing.

10.3Care should be taken when reviewing communication which seems to be sent by us as there is always a possibility of a phishing attempt. We will always send emails from our official domain @stampt.com. For support inquiries, please contact us at support@stampt.com.

10.4To the maximum extent permitted by applicable law, you accept and agree that you have full responsibility for all activity that occurs in or through your Account and accept all risks of any unauthorised or authorised access to your Account.

10.5User Control of Private Keys. Your Stampt Account is a self-custody or non-custodial wallet interface. Stampt does not store, possess, or have access to your private cryptographic keys, recovery phrases (seed phrases), or any other credentials that would allow Stampt to move or control your digital assets.

10.6Irreversibility and Loss. Because you maintain sole control over your private keys, Stampt cannot "reverse," "cancel," or "refund" any transactions executed on a blockchain. If you lose your private keys or recovery phrase, Stampt cannot recover them, and you may permanently lose access to all associated digital assets.

11.1This section sets out some of the risks involved in connection with digital assets / cryptocurrency and using the Services. However, this section does not constitute an exhaustive list of such risks and as such, you should carefully consider whether using our Services is suitable for you in light of your circumstances.

11.2Before using your Account, you should ensure that you understand the risks associated with digital assets and the digital asset market. There may be additional risks not identified in these Terms.

11.3Your Account is not a bank / savings account nor a traditional bank savings account, and it is not covered by insurance against losses.

11.4You accept the inherent security risks of providing information and dealing online over the internet and agree that we have no liability or responsibility for any breach of security unless it is due to our gross negligence.

11.5Although the digital assets which make up your account balance are USDC or other cryptocurrency, there is the risk that the digital assets lose their underlying peg which in turn may result in increases or decreases in the value of your Account balance.

11.6The legal status of digital assets / cryptocurrency (including cryptographic coins, tokens and digital assets) remains uncertain in many countries and jurisdictions around the world. Such digital assets / cryptocurrency may be legally prohibited in certain countries or jurisdictions or be subject to specific restrictions and limitations with which you are solely responsible for complying at your own risk and expense. We take no position on the legal status of any digital asset / cryptocurrency.

11.7It is your responsibility to undertake your own investigations and enquiries and satisfy yourself of the legal status of the digital asset / cryptocurrency. You acknowledge and agree that you use digital asset / cryptocurrency through the Services at your own risk.

11.8Historically, the value of digital assets / cryptocurrency has been highly volatile and there is a risk that they could have little to no value in the future. The trading or holding of digital assets / cryptocurrency involves significant risks and the losses can be substantial. It may be difficult to value digital assets / cryptocurrency accurately and reliably given the nature of their trading and difficulty in identifying fundamentals. You should carefully consider and assess whether trading or holding digital assets / cryptocurrency or using cryptocurrency-adjacent services is suitable for you depending upon your financial circumstances and tolerance to risk.

11.9Due to the significant risks of trading digital assets / cryptocurrency as well as the impact of technology and the international market, Stampt cannot warrant or guarantee that particular digital assets / cryptocurrency will be available as part of the Services. Stampt reserves the right to stop offering trades in relation to particular digital assets / cryptocurrency as part of the Services. We will use our reasonable endeavours to notify you if we cease to support trading a particular digital asset /cryptocurrency.

11.10Stampt is not responsible or liable for any fiat currency sent to an incorrect bank account or wallet address that is not the Account or in the name of the user. It is important for you to take precautions when transferring and storing your funds or providing us with bank details. You should familiarise yourself with the security measures available when using a wallet service or other device for storage. Always take a greater degree of care and precaution to secure your passwords when operating in a digital environment. You are strongly advised to double check that you have inserted the correct wallet address or bank account details where required.

11.11If we determine (in our sole reasonable discretion) that transferring digital currency / cryptocurrency or fiat currency to you would be unlawful, or in any way contrary to our AML/CTF obligations, we may suspend such a transfer for as long as we reasonably determine is required. You agree that when this occurs, you have no claims regarding the delayed transfer and agree to assist us with every request for information in this regard.

11.12Market conditions, or other operational or technical difficulties which could result in the immediate halt of transactions either temporarily or permanently. Provided that Stampt has taken reasonable commercial and operational measures to prevent such events in technical systems controlled by us, Stampt is not and will not be responsible or liable for any loss or damage of any kind incurred by you as a result of such cyber-attacks, operational or technical difficulties or suspensions of transactions.

11.13THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS, AND Stampt (AND OUR SUPPLIERS) EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE (AND OUR SUPPLIERS) MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SERVICES, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO NINETY (90) DAYS FROM THE DATE OF FIRST USE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

11.14Stampt reserves the right to cooperate with law enforcement, regulatory authorities, and other government bodies regarding any unlawful activities related to your use of the Platform / App. This may include sharing personal information and transaction records as required by applicable law or in response to a lawful request.

11.15Stampt may rely on third-party service providers and external platforms to provide parts of the Services. Stampt is not responsible for interruptions, errors, or failures outside of its direct control, including those arising from such third-party services. However, Stampt will use reasonable care in the selection and oversight of its providers.

12.1By utilising your Account you indemnify Stampt, its operating entities or any other affiliates (including their respective directors, members, employees or agents) (the "Indemnified Parties"), to the maximum extent permitted by law, against any loss, liability action, cost, claim, damages, proceedings or expense that the Indemnified Parties may suffer, directly or indirectly, in connection with your Account and you accordingly hereby waive any claim that you may have against the Indemnified Parties arising thereof (including in respect of any claim for direct, indirect, consequential or pecuniary damages).

12.2You agree to indemnify, defend and hold Stampt and its agents, contractors, services providers and affiliates ("Indemnified Parties" or "Indemnified Party"), harmless against all liabilities, claims, demands, damages, losses, fines, judgments, disputes, costs, charges and expenses (including, without limitation, reasonable attorneys' fees incurred in connection with such claims) made by you or others resulting from, arising out of or related to:

13.1TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL Stampt (OR OUR SUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF, OR INABILITY TO USE, THE SERVICES, EVEN IF Stampt HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE SERVICES IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM.

13.2TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THIS AGREEMENT (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF ONE HUNDRED US DOLLARS ($100). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT.

13.3SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

14.1Any reference to USDC in the Terms, App and Website refers to US Dollar Coin ("USDC") is a digital token issued by Circle Internet Financial, LLC ("Circle") that sets technical, policy and financial standards for USDC. The USDC is fully backed by cash and equivalents and short-duration U.S. Treasuries, so that it is always redeemable 1:1 for USD.

14.2The underlying balance in your Account is USDC or as advised. By depositing fiat and thereby acquiring or buying USDC, you acknowledge that you will become the owner of the balance held in your Account and that, accordingly, you agree to abide by any rules or technical standards set by Circle and/or the applicable USD issuer, including (without limitation) the Circle USDC Agreement (located at https://www.circle.com/en/legal/usdc-terms).

14.3For the avoidance of doubt, Stampt is not the issuer of USDC, does not hold US Dollars on reserve for USDC holders, and has no obligation to repurchase or redeem your USDC for any fiat currency. Any redemption of USDC should be done against the issuer directly. We reserve the right to change, suspend, or discontinue any service in relation to USDC at any time, without notice and without attracting any liability thereof. We may also opt to use another US Dollar stablecoin in the future.

14.4USDC are held with a US financial institution and are audited monthly.

15.1We reserve the right to restrict, suspend or terminate your Account where we reasonably suspect:

15.2We will make all reasonable efforts to provide you with notice of any decision to restrict, suspend or terminate your Account, unless we are prevented from doing so by any legal or regulatory process or requirement, or where doing so may compromise our security and/or risk management procedures.

15.3You accept and agree that Stampt is under no obligation to disclose to you the fact of or reason for any decision to restrict, suspend or terminate your Account, and shall have no liability to you in connection with the restriction, suspension or termination of your Account.

15.4Subject to these Terms, we may reasonably terminate or suspend your Account or your access to any Stampt service, by giving reasonable notice to you. We may add or remove, suspend, stop, delete, discontinue or impose conditions on Platform / App or services or any feature or aspect of the Stampt Service. We will take reasonable steps to notify you of termination or these other types of service changes.

15.5Where we elect to terminate your access to the Platform, we will provide you a reasonable window of time to export your recovery phrase or transfer your assets using the Platform interface, unless prohibited by law or court order. You acknowledge that because the Services are non-custodial, Stampt cannot "send" or "return" your assets to you directly.

16.1Stampt is a non-custodial platform, and as such does not hold or control users private keys or digital assets. However, Stampt recognizes that certain users, including those subject to account suspension, banning, or voluntary closure (Offboarded Users), may lack the technical capability to directly manage or withdraw their digital assets from the Platform.

16.2CRITICAL WARNING: ABSOLUTE USER RESPONSIBILITY

16.3Your recovery phrase, also known as a seed phrase, is the only master key to your digital assets. Please be advised of the following critical protocols regarding fund recovery and security:

16.4No Centralized Recovery: Unlike traditional banking or centralized exchanges, Stampt does not store your private keys or recovery phrases. Stampt is technically unable to reset your access, recover your phrase, or provide a backup if your credentials are lost or stolen.

16.5Irretrievable Loss: If you lose your recovery phrase, you lose access to your funds forever. No amount of customer support, technical intervention, or administrative oversight can bypass the encryption of the blockchain to retrieve assets. There is no recourse for recovery once a seed phrase is lost.

16.6Zero Visibility and Access: Stampt employees and systems never have access to your keys. If any individual claiming to be associated with Stampt asks for your seed phrase, they are attempting to steal your assets. Never share your seed phrase with anyone under any circumstances

16.7RED ALERT: By using this platform, you acknowledge that you are the sole guardian of your digital assets. Stampt is technically incapable of intervening in the event of a lost seed phrase. The safety and accessibility of your assets are entirely dependent on your ability to securely store and manage your private keys.

16.8Where consistent with applicable law (including but not limited to anti-money laundering and sanctions compliance), Stampt will provide a reasonable process for Offboarded Users with residual digital asset balances to withdraw the fiat currency equivalent of their assets. This process may include, at Stampt's discretion:

16.9Stampt will aim to provide clear instructions, reasonable support, and guidance during this process to ensure equitable access to off-ramping, regardless of users' prior crypto experience or technical knowledge.

16.10If a banned or Offboarded User does not complete the off-ramp process or claim their assets within a reasonable, specified time period after notification (e.g., 90 days), Stampt reserves the right to handle unclaimed assets according to applicable law or regulatory guidance.

16.11Stampt reserves the right to withhold, delay, or reject withdrawal or off-ramp requests where required to comply with applicable laws, regulations, sanctions, or valid governmental orders. Efforts will be made to inform affected users consistent with legal requirements.

16.12This process does not apply where a legal obligation exists to freeze or confiscate assets, such as pursuant to binding court order or applicable sanctions.

17.1You acknowledge and agree that, unless otherwise stated, we (or, as applicable, our licensors) own all legal right, title and interest in and to all elements of the Platform / App, and all intellectual property rights therein. The visual interfaces, graphics (including, without limitation, all art and drawings associated with the Platform / App), design, systems, methods, information, computer code, software, services, "look and feel", organization, compilation of the content, code, data, and all other elements of the Platform (collectively, the "Materials") are owned or licensed by Stampt, and are protected by copyright, trade dress, patent, and trademark laws, international conventions, other relevant intellectual property and proprietary rights, and applicable laws. All Materials are the copyrighted property of Stampt or its licensors, and all trademarks, service marks, and trade names contained in the Materials are proprietary to Stampt or its licensors. Except as expressly set forth herein, your use of the Platform / App does not grant you ownership of or any other rights with respect to any content, code, data, or other materials that you may access on or through the Platform. We reserve all rights in and to the Materials not expressly granted to you in the Terms.

17.2You may choose to submit comments, bug reports, ideas or other feedback about the Platform / App, including without limitation about how to improve the Platform (collectively, "Feedback"). By submitting any Feedback, you agree that we are free to use such Feedback at our discretion and without additional compensation to you, and to disclose such Feedback to third parties (whether on a non-confidential basis, or otherwise). You hereby grant us a perpetual, irrevocable, nonexclusive, worldwide license under all rights necessary for us to incorporate and use your Feedback for any purpose.

18.1Informal Resolution. Before filing a formal claim, you agree to first try to resolve the dispute informally by contacting our support team at support@stampt.com. We will attempt to resolve the matter via email within sixty (60) days. If the dispute is not resolved within this period, either party may initiate formal proceedings.

18.2Arbitration (U.S. Users). If you are a resident of the United States, you agree that any dispute, claim, or controversy arising out of or relating to these Terms shall be settled by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Consumer Arbitration Rules. The arbitration shall take place in Delaware, unless otherwise agreed.

18.3Online Dispute Resolution (European Users). If you are a consumer residing in the European Union, the European Commission provides an Online Dispute Resolution (ODR) platform for resolving disputes without going to court. You can access the ODR platform here: https://ec.europa.eu/consumers/odr.

18.4Class Action Waiver. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BOTH YOU AND STAMPT AGREE THAT ANY PROCEEDINGS TO RESOLVE OR LITIGATE ANY DISPUTE WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR STAMPT WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, REPRESENTATIVE ACTION, OR COLLECTIVE ACTION.

18.5Time Limit for Claims. You agree that any claim or cause of action arising out of or related to the use of the Platform or these Terms must be filed within one (1) year after such claim or cause of action arose, or such claim shall be forever barred, notwithstanding any longer statute of limitations under applicable law.

19.1These Terms, together with the Privacy Policy and any other terms and conditions or policies agreed to by you during the life of your Account, constitutes the entire agreement between Stampt and you regarding the Platform / App and services and replaces all prior understandings, communications and agreements, oral or written, regarding its subject matter.

20.1If any court of law, having the jurisdiction, rules that any part of these Terms is invalid, that section will be removed without affecting the remainder of the Terms. The remaining terms will be valid and enforceable.

21.1These terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you and any attempted transfer or assignment will be null and void.

22.1All provisions of these Terms that by their nature extend beyond the expiry or termination of these Terms, including but not limited to, sections relating to the suspension or termination of your Account, use of the website, disputes with Stampt and general provisions, shall survive the termination of these Terms.

23.1Section headings in these Terms are for convenience only and shall not govern the meaning or interpretation of any provision of these Terms.

24.1In the event that Stampt is acquired by or merged with another entity, we reserve the right, in any of these circumstances, to transfer or assign your Account and the information we have collected from you as part of such merger, acquisition, sale, or other change of control.

25.1Stampt shall not be liable for delays, failure in performance or interruption of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labour dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, blockchain network forks, unintended smart contract bugs, failures in the underlying blockchain protocols, or consensus attacks, other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions of these Terms.

26.1You are solely responsible for determining and paying any income, sales or capital gains taxes to the appropriate tax authorities in connection with any of your activities on the Platform / App, including, without limitation.

27.1Choice of Law. These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

27.2Mandatory Consumer Protections. If you are a consumer residing in the European Economic Area (EEA), the United Kingdom, or Switzerland, you will also benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions of local law.

27.3Exclusive Jurisdiction. Subject to Section 27.4, you and Stampt agree that the state and federal courts located in Delaware, USA, shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter.

27.4European Venue Rights. If you are a resident of the EEA, the UK, or Switzerland, you may also bring proceedings in connection with these Terms in the courts of your country of residence. In such cases, Stampt may only bring proceedings against you in the courts of the country in which you are resident.

28.1We may revise and update these Terms and other policies from time to time in our sole discretion. When we make changes, we will make the updated Terms available on the website and update the "Last Updated" date at the beginning of these Terms accordingly, which apply to all access to and use of the Platform. Please check these Terms periodically for changes. Any changes to the Terms will apply on the date that they are made, and your continued access to or use of the Platform after the Terms have been updated will constitute your binding acceptance of the updates. If you do not agree to any revised Terms, you may not access or use the Platform.