Simple, Transparent Pricing
No surprises. No hidden costs. Just straightforward rates so you always know what to expect.
Applied when depositing via bank transfer.
Only when spending requires currency conversion.
Always Free
Card Issuing
Issue virtual cards instantly.
Virtual Accounts
Open accounts for deposits.
Send Money
Transfer to anyone globally.
About Card FX
The 0.75% rate applies only when you spend digital dollars and the merchant charges in a different currency. Spending in the same currency? No extra cost.
Quick Examples
Deposit $1,000 via bank
$1,000 × 0.50%
Spend $200 with FX conversion
$200 × 0.75%
Send $500 to a friend
Always free
Common Questions
Are transfers really free?
Yes. Sending money to other users is completely free with no hidden costs.
Is there a monthly fee?
No. There are no monthly, subscription, or account maintenance fees.
Any hidden costs?
None. What you see on this page is everything. We believe in full transparency.
When does the FX rate apply?
Only when you spend digital dollars and the merchant charges in a different currency.
Last updated: January 27, 2026
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